Perspectives and planning for retirement of Brazilian occupational physicians: an exploratory study

TL;DR

This study explores how Brazilian occupational physicians plan for retirement, finding that most are not financially prepared but many intend to keep working.

Contribution

The study provides new insights into retirement planning among Brazilian occupational physicians.

Findings

Most physicians have done some financial planning but feel unprepared for retirement.

A majority plan to continue working after retirement, mainly in consulting roles.

Abstract

Occupational medicine is a broad specialty that plays a fundamental role in
protecting the workers’ health and well-being.

To analyze Brazilian occupational physicians’ perspectives on their
transition to retirement, addressing aspects such as financial planning,
reasons for retirement, and intended post-retirement activities.

A cross-sectional descriptive study was conducted with 450 active
occupational physicians in Brazil. An online questionnaire was administered
to a convenience sample recruited through social media between July and
August 2024.

Most physicians reported undertaking some form of financial planning for
retirement; however, 72.00% did not consider themselves financially
prepared. Furthermore, 64.40% planned to continue paid work after
retirement, predominantly in consulting roles.

These findings highlight the need for expanded financial education
initiatives and structured support to support a healthy transition to
retirement.