# Understanding Agency in Woman’s Economic Empowerment Policy: an Analysis of Three Programs in India

**Authors:** Shruti Ambast, Pallavi Khare, Vedavati Patwardhan, Lotus McDougal, Katherine Hay

PMC · DOI: 10.12688/gatesopenres.16377.1 · Gates Open Research · 2026-02-27

## TL;DR

This paper analyzes how three Indian economic empowerment programs incorporate women's agency, finding they focus on resource access but overlook social norms and control.

## Contribution

The study introduces a policy analysis tool to assess agency in economic empowerment schemes and applies it to Indian programs.

## Key findings

- All three schemes address gender gaps in resource access but lack focus on control over resources.
- The schemes encourage collective action but ignore social norms affecting women's agency.
- Policy intent around gender equity has increased over time in the analyzed schemes.

## Abstract

The concept of agency has gained prominence in development discourse over the past few decades, reflecting a shift away from top-down approaches and recognition of how individuals and communities shape how and whether programs work. This growing emphasis on agency, and calls for policies and programs that build or expand agency across all major international development funders and implementers, has brought increasing attention to what agency means, how it is shaped, and how to measure it. While research on agency at the intervention level has grown, there has been almost no published analysis of how this growing attention has found home in public policies.

In this study, we examine three economic empowerment schemes in India. We adapt an existing framework for empowerment to develop a policy analysis tool and apply it to a textual analysis of the selected schemes.

We find several key aspects of agency embedded in the reviewed schemes. All three schemes acknowledge existing gender gaps in access to basic resources and services, and make select resources available and accessible to women (factors which can potentially enhance agency). However, the schemes have less reference to control over resources and the conditions shaping that control. For example, interventions targeting intra-household dynamics and social norms around women’s work are generally absent. Likewise, while collective action and connections with other social structures are encouraged in the schemes, contextual and normative factors governing women’s ability to act for themselves in such structures are largely unmentioned.

The addition of measures targeted at women over time in the schemes suggests growing policy intent around gender equity and agency. Given this intent, we believe this type of policy analysis has promise in suggesting pathways for strengthening agency in the design of individual policies or schemes.

## Full-text entities

- **Diseases:** MUDRA (MESH:C536681), COVID-19 (MESH:D000086382)
- **Chemicals:** MUDRA (-)
- **Species:** Homo sapiens (human, species) [taxon 9606]

## Full text

_Full body text omitted from this summary view._ Fetch the complete paper as Markdown: https://tomesphere.com/paper/PMC12948761/full.md

## Figures

1 figure with captions in the complete paper: https://tomesphere.com/paper/PMC12948761/full.md

## References

36 references — full list in the complete paper: https://tomesphere.com/paper/PMC12948761/full.md

---
Source: https://tomesphere.com/paper/PMC12948761