TermSight: Making Service Contracts Approachable
Ziheng Huang, Tal August, Hari Sundaram

TL;DR
TermSight is an AI-powered interface designed to make legal contracts, especially Terms of Service, more accessible by highlighting relevant clauses and clarifying ambiguous language, thereby improving readability and navigation.
Contribution
This work introduces TermSight, a novel interface that enhances legal contract comprehension through targeted augmentations while maintaining legal integrity.
Findings
TermSight significantly improved ease of reading and navigation of ToS.
Augmentations revealed both benefits and challenges in legal text comprehension.
The study highlights the importance of balancing clarity with legal accuracy.
Abstract
Legal contracts govern much of our society, but their specialized language is difficult for non-experts to read. While AI has enabled simplification of complex language, legal contracts pose unique challenges because of their connection to readers' values, ambiguity, and legally binding nature. Based on a formative study (N=20) using Terms of Service (ToS) as example contracts to study challenges in contract reading, we developed TermSight, an intelligent reading interface to probe the opportunities and challenges of designing augmentations for legal text. TermSight guides readers to relevant clauses with color-coded plain-language snippets of information and contextualizes ambiguous language with definitions and hypothetical scenarios. Importantly, TermSight's features always foreground the original, legally-binding contract text (e.g., linking to associated clauses). Our…
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Taxonomy
TopicsInsurance and Financial Risk Management
