DP-GCN: Node Classification Based on Both Connectivity and Topology Structure Convolutions for Risky Seller Detection

TL;DR

This paper introduces DP-GCN, a dual-path graph convolutional network that effectively classifies payment network sellers by analyzing both their connectivity and local topology structures, improving risk detection.

Contribution

The paper proposes a novel DP-GCN model that integrates connectivity and topology structure similarity for node classification in payment networks, addressing limitations of existing methods.

Findings

DP-GCN outperforms baseline models on seven benchmark datasets.

DP-GCN effectively identifies risky sellers in large-scale PayPal networks.

Experimental results confirm DP-GCN's practical applicability and robustness.

Abstract

A payment network contains transactions between sellers and buyers. Detecting risky (or bad) sellers on such a payment network is crucial to payment service providers for risk management and legal compliance. In this research, we formulate this task as a node classification task. Specifically, we aim to predict a label for each seller in a payment network, by analysing its properties and/or interactions. Nodes residing in different parts of a payment network can have similar local topology structures. Such local topology structures reveal sellers' business roles, eg., supplier, drop-shipper, or retailer. We note that many existing solutions for graph-based node classification only consider node connectivity but not the similarity between node's local topology structure. Motivated by business need, we present a dual-path graph convolution network, named DP-GCN, for node classification. DP-GCN considers both node connectivity and topology structure similarity. The proposed model consists of three main modules: (i) a C-GCN module to capture connectivity relationships between nodes, (ii) a T-GCN module to capture topology structure similarities between nodes, and (iii) a multi-head self-attention module to align both properties. We evaluate DP-GCN on seven benchmark datasets against diverse baselines. We also provide a case study of running DP-GCN on three large-scale payment networks from PayPal, one of the leading payment service providers. Experimental results demonstrate DP-GCN's effectiveness and practicability.